Thursday, March 03, 2005

It's hard to beat free

If you live in Illinois or Michigan you can get a free copy of your credit report from the three big credit agencies for free. Actually it applies to a number of states other than those, but I know that all the people that regularly read this blog are from one of those states. I haven't checked mine in quite a while. As a previous victim of identity theft, yes, I know that's bad of me.

You can get your credit reports by visiting www.annualcreditreport.com or by phone at 877-322-8228. I just did it, and it really is painless. Now we'll see if my credit is just as painless.

2 comments:

Jon said...

Cool, thanks for the reminder.. thank goodness all three finally have that info online, and you don't have to all and mail and wait and.... :)

Narc said...

It's not that they just now put it online. You've been able to order them from the credit unions for $8 for years now. The big change is that there is a new law (the FAIR Act) that went into law on March 1 for Illinois. You can now get a free copy of your credit report once per year from each agency.